In these tough economic times, it’s not difficult to run into serious financial problems. Without expecting it, life circumstances such as job loss or reduced pay, a health crisis, rising utility costs, property catastrophes, divorce and more can render you unable to pay your bills. Even when you’ve budgeted carefully but your income doesn’t increase, […]

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Bankruptcy is intended to give those who have found themselves impossibly burdened by debt a fresh start and respite from the stress of collection attempts, creditor telephone calls, some lawsuits, wage garnishments, and other creditor actions. While many debtors think bankruptcy will erase all financial obligations and save their property from foreclosure or repossession, there […]

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